Buy-to-Let Financing

FAQs

What is buy-to-let?

Buy-to-let financing helps you buy property to rent out and earn income.

Who applies for it?

Do Shariah-Compliant BTL facilities use commodity murabaha?

How is rental income assessed?

How much does BTL Financing Cost?

This is different for each financier. Some do while others will use a pure musharakah or diminishing musharakah model.

Rates start from 7%, with loan-to-value up to 80% and terms up to 5 years. After 5 years Borrowers are expected to refinance away.

Experienced commercial entities who are either purchasing an asset that produces an income or already own an income producing asset

Operating costs are analysed alongside rental income to stress test the assets' performance capabilities.

Buy-to-Let

Financing designed for landlords using rental income to qualify.

Purpose

Used to purchase rental properties, helping investors build portfolios.

Rates

Profit rates start from 7%, reflecting the investment nature.

Finance terms go up to 5 years with up to 80% loan-to-value.

Applicants

Get in Touch

Reach out for personalized buy-to-let financing advice.